Expert Mergers & Acquisitions Advisors

A business is typically sale-ready when it has at least three years of documented financials, reduced owner dependence, and a stable management team. Chelsis Financial offers a complimentary confidential assessment to evaluate your readiness and identify any gaps that could affect your asking price or buyer interest before going to market.

A business valuation estimates the fair market value of your company based on financial performance, industry benchmarks, comparable sales, and tangible asset values. At Chelsis Financial, we review income statements, cash flow statements, balance sheets, and seller's discretionary earnings (SDE) for the current year and prior three years to arrive at a defensible, independently validated figure.

Most business sales take between six months and two years from initial listing to closing, depending on the industry, asking price, deal complexity, and buyer financing. Proper preparation—including clean financials, reduced owner dependence, and a strong management team—can significantly shorten the timeline and improve the quality of offers received.

A business broker typically handles smaller transactions focused on connecting buyers and sellers, while an M&A advisor provides more comprehensive strategic guidance on deal structure, valuation, negotiations, and risk allocation. Chelsis Financial functions as both—offering full brokerage services alongside sophisticated M&A advisory support tailored to the complexity of each transaction.

Chelsis Financial treats every interaction with strict confidence. We use blind summaries and confidential information memorandums (CIMs) that do not identify the business until buyers have signed non-disclosure agreements. This protects your relationships with employees, customers, and suppliers throughout the entire marketing and negotiation process.

The Buyer Registry allows prospective acquirers to submit their acquisition criteria—industry preference, deal size, geography, and other parameters. When a new listing matches those criteria, Chelsis Financial reaches out directly. With a network of over 2,000 businesses across Indiana, the registry gives buyers early access to off-market and newly listed opportunities aligned with their goals.

Representations and warranties are legally binding statements made by the seller confirming the accuracy of key facts about the business—financial condition, pending litigation, equipment status, employee contracts, and more. They protect the buyer from undisclosed risks and form the basis for indemnification claims if information later proves inaccurate. Chelsis Financial helps sellers understand and negotiate these terms carefully.

Yes. Chelsis Financial's initial Confidential Business Assessment and Assessment of Value are completely complimentary with no obligation. We believe business owners deserve accurate, professional guidance before making major decisions, so we provide this service at no cost. You can schedule a brief call through our Calendly link or reach out directly to begin the conversation.